Earning more money should feel like good news. A pay rise. A bonus. A promotion. A stronger business year. Lovely. But for some people earning over £100,000, the UK tax system has a nasty little surprise waiting. You might think you are paying 40% tax. In reality, once the personal allowance taper and National Insurance are included, some employees can lose around 62% of their next chunk of income. That means a £10,000 bonus might leave you with only about £3,800. Boo. This i

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As most of you know I am an Independent Financial Adviser and see lots of people’s finances every day. One thing I have come to realise...

I was discussing with a younger client recently the importance of compound interest and it brought me back to a quick hack I was taught...